Friday, May 15, 2020

Workers Compensation Essay - 788 Words

nbsp;nbsp;nbsp;nbsp;nbsp;Workers’ compensation is meant to protect employees from loss of income and to cover extra expenses associated with job-related injuries or illness. Accidents in which the employee does not lose time from work, accidents in which the employee loses time from work, temporary partial disability, permanent partial or total disability, death, occupational diseases, noncrippling physical impairments, such as deafness, impairments suffered at employer-sanctioned events, such as social events or during travel to organization business, and injuries or disabilities attributable to an employer’s gross negligence are the types of injuries and illnesses most frequently covered by workers’ compensation laws. Since 1955,†¦show more content†¦Medical expenses are usually covered in full under workers’ compensation laws. It is a no-fault system; all job-related injuries and illnesses are covered regardless of where the fault for the disab ility is placed. nbsp;nbsp;nbsp;nbsp;nbsp;Workers’ compensation coverage is compulsory in all but a few states. In these states, it is elective for the employer. When it is elective, any employers who reject the coverage also give up certain legal protections. Benefits paid are generally provided for four types of disability: permanent partial disability, permanent total disability, temporary partial disability, and temporary total disability. Before any workers’ compensation is reorganized, the disability must be shown to be work-related. This usually involves an evaluation of the claimant by an occupational physician. One major criticism of workers’ compensation involves the extent of coverage provided by different states. The amounts paid, ease of collecting, and the likelihood of collecting all vary significantly from state to state. nbsp;nbsp;nbsp;nbsp;nbsp;After a decade of yearly double-digit increases in the cost of workers’ compensation, in the early 1990s at least 35 states began to make changes in their workers’ compensation laws. These changes included tighter eligibility standards, benefit cuts, improved workplace safety, and campaigns against fraud. Recent data indicate that these changes are paying off. The ratesShow MoreRelatedWorkers Compensation Essay2263 Words   |  10 PagesWorkers Compensation Workers compensation is meant to protect employees from loss of income and to cover extra expenses associated with job-related injuries or illness. 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